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Terms of Service

Effective Date: July 23, 2025

These Terms of Service (“Terms”) govern your use of SpendCraft's website, products, and services (collectively, the “Service”). By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, you may not access the Service.

1. Service Description

SpendCraft provides a self-service spend classification and analytics platform designed for business users to:

  • Upload, normalize, and classify spend data
  • Automatically cleanse vendor and item-level data
  • Generate insights and analytics from spend information
  • Create reports and dashboards for spend analysis

2. User Accounts

To access certain features of our Service, you may be required to create an account. You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Providing accurate and complete information when creating your account
  • Notifying us immediately of any unauthorized use of your account

3. Acceptable Use

You agree not to use the Service to:

  • Upload or process data that violates any applicable laws or regulations
  • Infringe on intellectual property rights of others
  • Transmit viruses, malware, or other harmful code
  • Attempt to gain unauthorized access to our systems or other users' accounts
  • Use the Service for any illegal or unauthorized purpose
  • Interfere with or disrupt the Service or servers

4. Data and Privacy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

You retain ownership of any data you upload to our Service. We process your data solely to provide the Service and improve our offerings.

5. Intellectual Property

The Service and its original content, features, and functionality are owned by SpendCraft and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You retain ownership of any content you upload or create using our Service. By using our Service, you grant us a limited license to process and analyze your data solely for the purpose of providing the Service.

6. Subscription and Payment

Some features of our Service may require a paid subscription. Subscription terms, pricing, and payment methods will be clearly communicated when you sign up.

  • Subscriptions are billed in advance on a recurring basis
  • You may cancel your subscription at any time
  • Refunds are subject to our refund policy
  • We reserve the right to modify pricing with 30 days' notice

7. Disclaimers

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Service will be uninterrupted, secure, or error-free, or that defects will be corrected.

8. Limitation of Liability

IN NO EVENT SHALL SPENDCRAFT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF THE SERVICE.

Our total liability to you for any claims arising from these Terms or your use of the Service shall not exceed the amount you paid us in the 12 months preceding the claim.

9. Indemnification

You agree to defend, indemnify, and hold harmless SpendCraft and its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney's fees) arising from your use of the Service or violation of these Terms.

10. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will cease immediately. If you wish to terminate your account, you may simply discontinue using the Service.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, United States, without regard to its conflict of law provisions.

12. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

Your continued use of the Service after any changes constitutes acceptance of the new Terms.

13. Contact Information

If you have any questions about these Terms of Service, please contact us at:

SpendCraft

Dallas, TX

Email: info@spendcraft.com